gordoncharles
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You secure your own state pension by contributing NI whilst providing the money for the pensioners of today, who in turn provided the money for yesterday's pensioners. Yours will be provided with money from younger peoples NI contributions
This is maybe where your misunderstanding is?
What you've (correctly) described is a Ponzi scheme, Anyone attempting that outside of government would be in jall.
Anything you provided through your NICs went to pay for helicopters that can't fly at night, a good life for never-worked-a-day-in-their-lives families of 8 who appear in Channel 5 documentaries, subsidised tickets at Covent Garden for well-heeled opera buffs, and the myriad of different ways your money is spent and distributed.
What it didn't do was provide you with an old age pension, regardless of how many nominal years of "contributions" you have, which by the way is unaffected by being long term unemployed.