FAO Anyone who questions the shape and system we're playing: You're talking nonsense

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You secure your own state pension by contributing NI whilst providing the money for the pensioners of today, who in turn provided the money for yesterday's pensioners. Yours will be provided with money from younger peoples NI contributions

This is maybe where your misunderstanding is?

What you've (correctly) described is a Ponzi scheme, Anyone attempting that outside of government would be in jall.

Anything you provided through your NICs went to pay for helicopters that can't fly at night, a good life for never-worked-a-day-in-their-lives families of 8 who appear in Channel 5 documentaries, subsidised tickets at Covent Garden for well-heeled opera buffs, and the myriad of different ways your money is spent and distributed.

What it didn't do was provide you with an old age pension, regardless of how many nominal years of "contributions" you have, which by the way is unaffected by being long term unemployed.
 

You pay in for 45 years on average
You take out for 16 years on average

You can see where the sums theoretically add up.

There are 35 million people paying NI
There are 11.5 million taking a state pension

You can see where the sums theoretically add up

The average NI Contribution in the UK is £205 a month, not £50

You can see where the sums theoretically add up

It's a hand to mouth system. You secure your own state pension by contributing NI whilst providing the money for the pensioners of today, who in turn provided the money for yesterday's pensioners. Yours will be provided with money from younger peoples NI contributions, but only if you have contributed sufficiently yourself.

Everyone that receives state pension has paid for it themselves, because if you don't pay, you don't get.

It isn't something you should be playing the high and mighty about "I'm paying for your pension"

It isn't handing out dole money to some workshy layabout and it isn't paying some jack the lad with a glass back some form of sickness benefit.

The system only works for those who have paid in
But it’s not money purchase, it’s really not difficult to understand.

My original point was that my contributions could be paying for someone else’s pension in the future, theoretically it could as I could die a week after I qualify and have paid in a lot more than £205 per month so far and will continue to do so until I’m whatever age I need to be (probably about 80 by then) to draw a state pension.

Apart from that, which was my point all along, you seem to know how it works. But you’re ignoring the original point!
 
That’s pretty much my view. Of course he knows better than any of us, that’s a given. I just don’t like it when his ego and stubbornness starts showing. Maybe show a bit of humility and understanding towards keen amateurs questioning the system, especially when overseeing this horror show of a season. Save the sneering and being cocksure for when we’re performing much much better than we are at the moment.
im just dissapointed that we havent tried anything different to try and turn things round when our system clearly isnt working its the last thing i expected from a manager whos been brilliant for this club and i have always had the greatest respect for
 
Ok, know all
You're completely, totally and utterly wrong.
State Pension is paid for on a conveyor belt arrangement

The overwhelming majority (the workforce) pay NI for the minority ( the OAP's)

To qualify for maximum state pension at the end of the conveyor belt (when you retire) you must have contributed 35 years of NI.

If you haven't or couldn't make 35 years contributions you can buy extra state pension by paying the missing NI contributions if you wanted to.

The problem we have is that the minority (the OAP's) are becoming a much larger minority, hence the Government increasing state retirement age from 65 to 66, then 67 and then 68 depending on your age now.

State pensions are pay-as-you-go (PAYG) schemes. There is no pension pot. Instead, the pensions paid out today are financed from National Insurance and other tax revenues collected today.
 
State pensions are pay-as-you-go (PAYG) schemes. There is no pension pot. Instead, the pensions paid out today are financed from National Insurance and other tax revenues collected today.
 
That’s pretty much my view. Of course he knows better than any of us, that’s a given. I just don’t like it when his ego and stubbornness starts showing. Maybe show a bit of humility and understanding towards keen amateurs questioning the system, especially when overseeing this horror show of a season. Save the sneering and being cocksure for when we’re performing much much better than we are at the moment.
Exactly right

Put another way, if we don’t know what we’re talking about when we’re rubbish because we’re PlayStation Managers, why would the clapping and singing his name when we’re playing well be valid? I don’t see anyone at the club shying away from the latter.
 
I'm sure you're not too bothered at all, in spite of the dozens of posts that strongly indicate that you are.
And you've used that chef analogy at least three times now, it wasn't entirely relevant the first time.
Wait until he starts talking “scorched earth”, which he also uses but doesn’t understand.
He’s didn’t know Clough cuffed a fan, despite using his as his example and it being a well known story about him.
Even his knowledge of football management computer games is patchy and suspect.
He’s an echo chamber of ignorance getting himself an audience on here. Screaming about the club or manager embarrassing him, while putting out continually nasty and negative comments about players and showing a total lack of understanding of people or certainly any form of real life management or responsibility. Both of which the average person would consider more embarrassing than a team losing games.
He’ll like this post and think he’s ever so clever but he’s proven himself over the years to be a nasty little idiot who’s egos infinity larger than his IQ.
 
Exactly right

Put another way, if we don’t know what we’re talking about when we’re rubbish because we’re PlayStation Managers, why would the clapping and singing his name when we’re playing well be valid? I don’t see anyone at the club shying away from the latter.
As a percentage of total fanbase, how many of them criticising him or singing his name for that matter play football games? It’s tiny they much make a lot of noise online.
 
But it’s not money purchase, it’s really not difficult to understand.

My original point was that my contributions could be paying for someone else’s pension in the future, theoretically it could as I could die a week after I qualify and have paid in a lot more than £205 per month so far and will continue to do so until I’m whatever age I need to be (probably about 80 by then) to draw a state pension.

Apart from that, which was my point all along, you seem to know how it works. But you’re ignoring the original point!

The only person mentioning Money Purchase is you.

Of course it's not a Money Purchase Scheme

It doesn't alter the fact that it is paid for out of your NI Contributions throughout your life.

Your derigatory remark that "You are paying for the pensions of old people" is not strictly true.

They have secured their own state pension because they have paid National Insurance their whole bloody life.

If they hadn't paid it, they wouldn't be getting it
 
People do talk nonsense about shapes and systems.
It’s directed at those people, not ‘anyone who dared to question the system/shape we play’.
Do you genuinely not see the difference?

Who are those people and what nonsense have they said about shapes and systems and why was it necessary for him to go out of his way to have a dig at them?

And how does he know what they have been saying?
 
This is maybe where your misunderstanding is?

What you've (correctly) described is a Ponzi scheme, Anyone attempting that outside of government would be in jall.

Anything you provided through your NICs went to pay for helicopters that can't fly at night, a good life for never-worked-a-day-in-their-lives families of 8 who appear in Channel 5 documentaries, subsidised tickets at Covent Garden for well-heeled opera buffs, and the myriad of different ways your money is spent and distributed.

What it didn't do was provide you with an old age pension, regardless of how many nominal years of "contributions" you have, which by the way is unaffected by being long term unemployed.

I'm not even going to begin to break that bullshit down
 
Wait until he starts talking “scorched earth”, which he also uses but doesn’t understand.
He’s didn’t know Clough cuffed a fan, despite using his as his example and it being a well known story about him.
Even his knowledge of football management computer games is patchy and suspect.
He’s an echo chamber of ignorance getting himself an audience on here. Screaming about the club or manager embarrassing him, while putting out continually nasty and negative comments about players and showing a total lack of understanding of people or certainly any form of real life management or responsibility. Both of which the average person would consider more embarrassing than a team losing games.
He’ll like this post and think he’s ever so clever but he’s proven himself over the years to be a nasty little idiot who’s egos infinity larger than his IQ.

Scorched Earth isn't the best term, but we're actually getting relegated so badly that no-one will come in for our players in the summer giving us a better chance of going up next year.

With the players we have going into this season it's more like 'The Charge of the Light Brigade'.

Where have I been nasty about the players? Do you mean this:

SUFC England hopefuls | S24SU Forum | Sheffield United Community

Or do you mean this:

One of my proudest moments as a Blade | S24SU Forum | Sheffield United Community

Or about Wilder:

Well done Wilder | S24SU Forum | Sheffield United Community

Though suppose everything I said isn't valid because I didn't recall that Clough hit a fan. I bet you won't reply to this but you can't because what you have said is totally inaccurate ;)
 
Scorched Earth isn't the best term, but we're actually getting relegated so badly that no-one will come in for our players in the summer giving us a better chance of staying up.

With the players we have going into this season it's more like 'The Charge of the Light Brigade'.
Ask and thou shalt receive. Admits one of his “go to” sayings is not in any way relevant and then shows further ignorance by giving another.
“Charge of the Light Brigade” 😂
To counter the nasty comment you have to go back years and provide linked examples. Normal people don’t have to do that as they’re not nob heads by default and the examples are clearly and abundant.

I don’t think I need to reply again, you keep hoisting yourself by your own petard.
You are nasty, the only shame is online gives you a louder voice than your deserve, rather than it merely being drowned out and buried by reason.
 

Ask and thou shalt receive. Admits one of his “go to” sayings is not in any way relevant and then shows further ignorance by giving another.
“Charge of the Light Brigade” 😂
To counter the nasty comment you have to go back years and provide linked examples. Normal people don’t have to do that as they’re not nob heads by default and the examples are clearly and abundant.

I don’t think I need to reply again, you keep hoisting yourself by your own petard.
You are nasty, the only shame is online gives you a louder voice than your deserve, rather than it merely being drowned out and buried by reason.

I didn't admit it was not relevant in any way, I said it was not the best term, surely you can see the difference? It is relevant in the sense that our players value has gone down so much that no other club will come in for them.

What's funny about the Charge of the Light Brigade? It refers to putting league one/championship players (who I won't name because you will say I'm being nasty when I'm not, and it's not their fault they are selected) into battle in the Premier League.

Ah so you said I am always nasty, I prove you wrong then you say the fact I proved you wrong makes me a 'nob head'. Funny how the only person being abusive is this exchange is not me, it's YOU.

I look forward to being buried by reason, some posters like Champagneblade have done so in this thread by playing the post not the poster and offered a different reasoned perspective to my own interpretation which I welcome, look forward to yours :)




Edit: Oh one of those threads is only a month old, and another only 14 months old ;)
 
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Who are those people and what nonsense have they said about shapes and systems and why was it necessary for him to go out of his way to have a dig at them?

And how does he know what they have been saying?
I've no idea how he knows and who these people are, but he obviously does which is why he brought it up.
He's talking about the people who talk nonsense about systems and tactics.
You've taken that as a direct attack on yourself.
If the shoe fits and all that...
 
I've no idea how he knows and who these people are, but he obviously does which is why he brought it up.
He's talking about the people who talk nonsense about systems and tactics.
You've taken that as a direct attack on yourself.
If the shoe fits and all that...

Frank Lampard was asked about social media criticism this week and his response was 'I don't know about it because I don't read it.'

The fans aren't in the stadiums and there is a lockdown so I don't think people are talking nonsense to Wilder face to face so it must be referring to people online.

I don't know why he felt the need to bring it up, obviously it got under his skin for some reason which is a bit strange don't you think? Is he spending time on social media these days and if so why?

I took what he said to be directed at anyone who questions the system/shape which includes me, as well as other respected posters. How would you have interpreted it?
 
The only person mentioning Money Purchase is you.

Of course it's not a Money Purchase Scheme

It doesn't alter the fact that it is paid for out of your NI Contributions throughout your life.

Your derigatory remark that "You are paying for the pensions of old people" is not strictly true.

They have secured their own state pension because they have paid National Insurance their whole bloody life.

If they hadn't paid it, they wouldn't be getting it
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My God, what can you do with somebody so arrogant that they are convinced they are right.

A person's NI contributions track record determines whether they get a State Pension, part State Pension or zero State Pension.
Nothing else matters
I’m thinking the same thing 😂

Internet arguments are rubbish, I actually think we’re saying the same thing.
 
Frank Lampard was asked about social media criticism this week and his response was 'I don't know about it because I don't read it.'

The fans aren't in the stadiums and there is a lockdown so I don't think people are talking nonsense to Wilder face to face so it must be referring to people online.

I don't know why he felt the need to bring it up, obviously it got under his skin for some reason which is a bit strange don't you think? Is he spending time on social media these days and if so why?

I took what he said to be directed at anyone who questions the system/shape which includes me, as well as other respected posters. How would you have interpreted it?
When Frank Lampard was a young player at West Ham, there were many know it all West Ham fans saying that Lampard wasnt good enough for the 1st team and said it in front of Lampard and Harry Redknapp at a fans forum (there is a video of it somewhere) . The know it all fans were wrong!
 
Money Marketing moved to a different platform then
 
Frank Lampard was asked about social media criticism this week and his response was 'I don't know about it because I don't read it.'

The fans aren't in the stadiums and there is a lockdown so I don't think people are talking nonsense to Wilder face to face so it must be referring to people online.

I don't know why he felt the need to bring it up, obviously it got under his skin for some reason which is a bit strange don't you think? Is he spending time on social media these days and if so why?

I took what he said to be directed at anyone who questions the system/shape which includes me, as well as other respected posters. How would you have interpreted it?
i think your right with that last paragraph its as though chris is dissing peoples opinion many of whom are more knowledgable about football than i think he gives people credit for were not all playstation football manager types
 
When Frank Lampard was a young player at West Ham, there were many know it all West Ham fans saying that Lampard wasnt good enough for the 1st team and said it in front of Lampard and Harry Redknapp at a fans forum (there is a video of it somewhere) . The know it all fans were wrong!



Yeah that was classic.

Doesn't mean fans are always wrong though. By that logic Nigel Adkins was right about Dean Hammond and we were wrong.
 

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