Has Wilder made us money or cost us money? I've not done the maths, but say you're right and he's cost us more than he's made, it still wouldn't make him responsible for the minus two points. It's up to the owner to spend within his limits, how would Wilder know how much Abdullah is willing to spend?
The only person being a fanboy here is you. It's impossible to say how much credit/stick Wilder, Knill, Abdullah, McCabe etc individually deserve for our promotions and relegations. One thing we should be able to all agree on is that we broke the rules and failed to pay what we owed, and the man responsible is clearly the owner.
If part of his plan was that we needed all/some of the signings to come off to pay what we owed, that's his decision. I get why people fanboy over Wilder for obvious reasons, but people doing it for Abdullah is just bizarre.