Brian Deane on Breakfast

[Dkc]

I get the sentiment, but isn't it all relative?rk

A guy who works a machine in our factory would look at me and think how "rich" I am, and maybe a homeless guy would look at the man working on the machine as "rich".

I'm not saying I disagree with your post per se, but what's the amount of money that's "enough"?

Work out how many years you have left (say you die at 85 to be safe) then allow 15-20 grand for each year.

Actually, if you're only 35 that's 50 years. 50 x 20 grand is a million quid.

 

[Edgar Allan Poo]

I have no political allegence but she was still a grade one piece of crap.

Perhaps a devisive figure would be a kinder assessment.

 

[Youngand70]

Perhaps a devisive figure would be a kinder assessment.

Sorry I'll be kinder and change the crap to poo but no more compromising

 

[dingledog]

Work out how many years you have left (say you die at 85 to be safe) then allow 15-20 grand for each year.

Actually, if you're only 35 that's 50 years. 50 x 20 grand is a million quid.

Probably slightly less than a Million needed, your money, if invested properly (unlike the footballers) should grow over the years, also, currenlty, you get approx £12,000 state pension, but it would still require a good sized pension pot. Me and my wife are retired and sorted out our pensions recently We bought an annuity for £250,000 which gives us approx £20K pa until we are 90, not index linked though. We both get the State pension, which is great and luckily we have other pensions as well. You might also have a property that could be too big for you so downsizing might be an option as might one of those mortgages where you get the money up front (cant remember the name, old age strikes again). Saving for retirement is a nightmare, and I doubt those aged 30 or under will be fortunate enough to get a reasonable state pension, possible not have the property option either. But I do agree with your point, you would need a tidy sum.

 

[Edgar Allan Poo]

Sorry I'll be kinder and change the crap to poo but no more compromising

I love a good compromise!

 

[adiosmiamigo]

Robbie Fowler famously bought shitloads of houses. He is worth around 40 million now.

Also bought a vast quantity of white powder.

 

[Kenilworth]

I get the sentiment, but isn't it all relative?

A guy who works a machine in our factory would look at me and think how "rich" I am, and maybe a homeless guy would look at the man working on the machine as "rich".

I'm not saying I disagree with your post per se, but what's the amount of money that's "enough"?

And, more importantly, if anyone on any of those groups gets all their last funds scammed off them AND the Revenue comes after them for a liability, it matters nothing about the initial sums involved. The stress and ruination of life is the same.
Perhaps the footballers may have more embarrassment because their issues have been played out in public.

Yes, they earn a lot (at the top level) compare to most but the rest of us cheer them on for their ability when playing. Why shouldn’t they get rewarded for a short career? Planning for the years afterwards should be a safe and regulated option. If the League Managers Association was endorsing Kingsbridge and they kept Howard Wilkinson quiet with sweetners, then what chance do the impressionable lads have as to where they place their trust?

You can’t neglect the deception and fraud of it all just because the victims have had a big wedge and you cannot just state it’s all greed. They thought they were investing in schemes for retirement to ensure their families were well looked after.

Can’t tell me that Craig Short and his wife aren’t intelligent people, yet it happened to them too.

World’s full of cunts without people castigating others because they have a slight envy complex about them doing well.

 

[Kenilworth]

Old lady getting scammed out of all her savings likely means she will be living on soap for the rest of her days

Footballer getting scammed out of savings means they will just have to do a few podcasts to afford the luxurious again.

Rod Wallace lost the lot and had to declare bankruptcy last year.
But he’s not an old lady so it’s OK is it?

You have to get over this misguided petty jealousy over the wedge these guys have earned. If they have lost the lot it’s the same situation. They are still destitute, ruined and, as you put it, on the soap. Yes there are some that haven’t lost the lost and are still resisting in solidarity with those that have. The real villains are the Kkngsbridge two, the league managers association and the likes of Howard Wilkinson that turned a blind eye, endorsed the shit and stayed quiet when bribed to do so.

Did you see Deano’s reaction to being asked if Kingsbridge offered him compensation? HW was.

 

[Houston_Blade]

My mates dad would have been involved in this, he worked for Kingsbridge and advised a lot of footballers and managers at the time. He was always name dropping. He was helped by being the brother of a prominent Premier League player of that era, his surname unlocked a lot of doors.

 

[KMC-1889]

Trevor Swift, Rotherham United 1970s and friend of the family (my mum worked with his wife) retrained as a butcher after his football career and had a stall on Rotherham market for many years.

When Thatcher closed all the pits in the 90s I retrained to do something else and so did tens of thousands of other miners.

I’m struggling to understand how footballers are any different, its just a job and when you can’t do it any more retrain or take an unskilled job.

They don’t have to re-train. There’s dozens of jobs around football clubs they could do and 100s in the wider football economy.

 

[Sean Thornton]

And, more importantly, if anyone on any of those groups gets all their last funds scammed off them AND the Revenue comes after them for a liability, it matters nothing about the initial sums involved. The stress and ruination of life is the same.
Perhaps the footballers may have more embarrassment because their issues have been played out in public.

Yes, they earn a lot (at the top level) compare to most but the rest of us cheer them on for their ability when playing. Why shouldn’t they get rewarded for a short career? Planning for the years afterwards should be a safe and regulated option. If the League Managers Association was endorsing Kingsbridge and they kept Howard Wilkinson quiet with sweetners, then what chance do the impressionable lads have as to where they place their trust?

You can’t neglect the deception and fraud of it all just because the victims have had a big wedge and you cannot just state it’s all greed. They thought they were investing in schemes for retirement to ensure their families were well looked after.

Can’t tell me that Craig Short and his wife aren’t intelligent people, yet it happened to them too.

World’s full of cunts without people castigating others because they have a slight envy complex about them doing well.

HMRC came after them to recover the tax relief they had claimed under the avoidance scheme and received credit for, for a scheme which broke the rules, not on some imaginary profit they never received. The subsequent denial of that tax relief is what’s caused the tax bills.

Kingsbridge are the villains here.

 

[Bartleby]

Watch it before passing judgement, because you are all kinds of wrong.

I've watched it now and it's impossible not to feel sympathy, especially that bit when Deano talks about his parents . Also seems unbelievable that the CPS couldn't make a case to prosecute those bastards.

 

[Sportbilly /Detroit Blade]

And, more importantly, if anyone on any of those groups gets all their last funds scammed off them AND the Revenue comes after them for a liability, it matters nothing about the initial sums involved. The stress and ruination of life is the same.
Perhaps the footballers may have more embarrassment because their issues have been played out in public.

Yes, they earn a lot (at the top level) compare to most but the rest of us cheer them on for their ability when playing. Why shouldn’t they get rewarded for a short career? Planning for the years afterwards should be a safe and regulated option. If the League Managers Association was endorsing Kingsbridge and they kept Howard Wilkinson quiet with sweetners, then what chance do the impressionable lads have as to where they place their trust?

You can’t neglect the deception and fraud of it all just because the victims have had a big wedge and you cannot just state it’s all greed. They thought they were investing in schemes for retirement to ensure their families were well looked after.

Can’t tell me that Craig Short and his wife aren’t intelligent people, yet it happened to them too.

World’s full of cunts without people castigating others because they have a slight envy complex about them doing well.

I think sports stars and celebrities are no different from the rest of us.

Everybody wants to get the best financial deal they can get, I can't imagine too many people would turn down more money / salary given the opportunity.

 

[Th!stledo]

Watching Brian Deane score all those goals for United were such joyous times.
Scoring the first Premier League ever against Man U filled me with so much pride... he's a true Blade.
Watching the program and feeling his pain and how much it had broken him was gut-wrenching.
I truly hope he gets the closure he desperately needs, so that he can move on with his life.
Thanks for the fantastic memories Brian.
UTB!!!

 

[Grey Blade]

Watching Brian Deane score all those goals for United were such joyous times.
Scoring the first Premier League ever against Man U filled me with so much pride... he's a true Blade.
Watching the program and feeling his pain and how much it had broken him was gut-wrenching.
I truly hope he gets the closure he desperately needs, so that he can move on with his life.
Thanks for the fantastic memories Brian.
UTB!!!

Your post prompted me to check on Brian's career in Wikipedia. I'd forgotten that he signed for us on 3 separate occasions - albeit the last one was very short :

Brian Deane - Wikipedia

en.wikipedia.org

I'm intrigued by this 50% ownership of a Kosovan team in 2019 ( assuming Wikipedia is correct)

 

[fifty shades of blade]

I've watched it now and it's impossible not to feel sympathy, especially that bit when Deano talks about his parents . Also seems unbelievable that the CPS couldn't make a case to prosecute those bastards.

They rich don't prosecute their own as often as they like to trample on the rest of us. See 2008 banking crisis and what Iceland did compared to UK as one example.

 

[Blade56]

Not the point though is it.

What about those people who were advised to transfer out of defined benefit occupational schemes in the late 80's early 90's because personal pension returns were high at the time.

Even people who had reviews 20 odd years ago have still lost tens of thousands if they weren't reinstated.

Would we say the same about them?

All investments are a risk. If they come off investors are euphoric but if they lose it’s boo hoo I want the government to bail me out.
I had loads of shares in banking and lost around £17,000 in lost shares from Halifax. My problem not taxpayers. It hurt but had I sold the week before I’d be £17,000 up but I waited hoping they would increase. My wrong decision.
Post office sub postmasters is different. They weren’t chasing the money they were just earning a living and were criminally disadvantaged.

 

[Rodders]

All investments are a risk. If they come off investors are euphoric but if they lose it’s boo hoo I want the government to bail me out.
I had loads of shares in banking and lost around £17,000 in lost shares from Halifax. My problem not taxpayers. It hurt but had I sold the week before I’d be £17,000 up but I waited hoping they would increase. My wrong decision.
Post office sub postmasters is different. They weren’t chasing the money they were just earning a living and were criminally disadvantaged.

..and you said you watched this programme?

 

[Houston_Blade]

While I don’t doubt there are good financial advisors around, I wouldn’t trust one with the steam off my piss. It may be costing me money in the long run to invest where I’m comfortable with the returns and investing on a DIY basis rather than where they’d invest. But I’m happy in the knowledge that I’m not lining the pockets of an IFA with commission every year.

 

[Bartleby]

All investments are a risk. If they come off investors are euphoric but if they lose it’s boo hoo I want the government to bail me out.
I had loads of shares in banking and lost around £17,000 in lost shares from Halifax. My problem not taxpayers. It hurt but had I sold the week before I’d be £17,000 up but I waited hoping they would increase. My wrong decision.
Post office sub postmasters is different. They weren’t chasing the money they were just earning a living and were criminally disadvantaged.

That's my take really. I tend to be risk averse though which makes me less sympathetic to those that aren't when it doesn't work for them.

In the 80's I was told I was being stupid by the building society (she actually used that word) for refusing an endowment mortgage and insisting on a repayment one. Got it paid off early 13 years later, god knows when I'd have paid off the endowment given the way they went.

Took a voluntary severance/early retirement package 12 years ago and as there were quite a few of us doing it, they arranged sessions and brought in a financial expert to advise us. She said take the minimum pension (it was final salary one) and maximum lump sum as it's a no brainer tax wise. I said no way I was doing that and she and everyone in the room said they thought I was mad. But that meant the difference between a pension we could just about live off until state pension kicked in, or one that we couldn't, meaning relying on the performance of the stocks and shares portfolio she was selling. I didn't trust her and never regretted that decision either.

In the context of this programme it seemed they weren't really consciously taking a risk, more trusting the same people everyone else was and just letting them get on with it.

 

[Davalon]

All investments are a risk. If they come off investors are euphoric but if they lose it’s boo hoo I want the government to bail me out.
I had loads of shares in banking and lost around £17,000 in lost shares from Halifax. My problem not taxpayers. It hurt but had I sold the week before I’d be £17,000 up but I waited hoping they would increase. My wrong decision.
Post office sub postmasters is different. They weren’t chasing the money they were just earning a living and were criminally disadvantaged.

There's a big difference between investment performance and unsuitable advice with seemingly misrepresentation

 

[s20Blade]

Not all of them were earning that sort of money. Plenty of players from that era have day jobs now

Oh yeah it's absolutely nothing like to

Rod Wallace lost the lot and had to declare bankruptcy last year.
But he’s not an old lady so it’s OK is it?

You have to get over this misguided petty jealousy over the wedge these guys have earned. If they have lost the lot it’s the same situation. They are still destitute, ruined and, as you put it, on the soap. Yes there are some that haven’t lost the lost and are still resisting in solidarity with those that have. The real villains are the Kkngsbridge two, the league managers association and the likes of Howard Wilkinson that turned a blind eye, endorsed the shit and stayed quiet when bribed to do so.

Did you see Deano’s reaction to being asked if Kingsbridge offered him compensation? HW was.

You've got to be a fucking idiot to earn a very good wedge and then blow it through greed.

 

[Hobgoblin]

Work out how many years you have left (say you die at 85 to be safe) then allow 15-20 grand for each year.

Actually, if you're only 35 that's 50 years. 50 x 20 grand is a million quid.

and dont forget 20k a year is not even minimum wage never mind living wage

 

[The Vicar]

and dont forget 20k a year is not even minimum wage never mind living wage

Yes but from 66/67 our lovely Government will give you £12.5k.

The beauty of relative poverty, cf with footballers etc, is that we have little to invest in speculative investments. ISA'S is about as good as it gets!
I say this from Italy struggling along.

 

[Dkc]

Before Brexit you could retire to Spain or Portugal on the state pension.

Lots of people living on the caravan parks outside Benidorm have been forced to return home. Most never got around to getting residency, as there were no checks on how long you stay. Now residency's become unaffordable for many due to minimum income requirement and private health insurance rules.

 

[SouthStandGBlock]

Probably slightly less than a Million needed, your money, if invested properly (unlike the footballers) should grow over the years, also, currenlty, you get approx £12,000 state pension, but it would still require a good sized pension pot. Me and my wife are retired and sorted out our pensions recently We bought an annuity for £250,000 which gives us approx £20K pa until we are 90, not index linked though. We both get the State pension, which is great and luckily we have other pensions as well. You might also have a property that could be too big for you so downsizing might be an option as might one of those mortgages where you get the money up front (cant remember the name, old age strikes again). Saving for retirement is a nightmare, and I doubt those aged 30 or under will be fortunate enough to get a reasonable state pension, possible not have the property option either. But I do agree with your point, you would need a tidy sum.

Equity release

 

[Davalon]

Watching Brian Deane score all those goals for United were such joyous times.
Scoring the first Premier League ever against Man U filled me with so much pride... he's a true Blade.
Watching the program and feeling his pain and how much it had broken him was gut-wrenching.
I truly hope he gets the closure he desperately needs, so that he can move on with his life.
Thanks for the fantastic memories Brian.
UTB!!!

I'm someone who loves my sporting heroes to be decent people too.

I love people very successful in their field who retain much humility.

I'm sure like plenty on here I've met Brian a few times. He made my 50th birthday a couple of years or so ago.

He goes completely against the mantra 'don't meet your heroes'

Seeing how this has affected him properly pissed off me and the other half last night, especially seeing how culpable Kingsbridge have been.

 

[Caveblade]

Especially someone as genuine and decent as him

Deano is a really decent bloke who followed his Dads advice of starting by just trying to own his own house. He did this a young man and then those twats persuaded him to sell it to invest in their schemes.

I really feel for him, he has been properly duped and has a very uncertain old age as a result of this.

Anyone calling him out is a knob with a complete lack of human empathy. I assume Deano does not read this forum but I just want to wish him the best of luck. May be Rooks can pass it on.

 

[Rodders]

I'm someone who loves my sporting heroes to be decent people too.

I love people very successful in their field who retain much humility.

I'm sure like plenty on here I've met Brian a few times. He made my 50th birthday a couple of years or so ago.

He goes completely against the mantra 'don't meet your heroes'

Seeing how this has affected him properly pissed off me and the other half last night, especially seeing how culpable Kingsbridge have been.

Indeed; the amount of joy that man has given many of us on here over the years, and the best some can do is “I have no sympathy” / “bet he wouldn’t be complaining if he’d made money”.
Shame on them.

 

[Chimpan-A]

I know this thread is all very serious, but can I point out that the title sounds like one of Alan Partridge’s TV show ideas?