TomJonesBlade Mate, no, it's not particularly personal. But, when asked, I do like to turn it 180. I'm 58. What the f*ck are other 58 year olds spending their money on?
Right. I'm an old guy. 58. I was made redundant in 2010. And I haven't worked since then. I was a career Civil Servant. A Government Statistician actually. I moved back to Sheffield in 1993 and worked the next 17 years in Moorfoot. At "The Manpower" as many Sheffielders would say. That wasn't/isn't lucrative. Look I was a bloke who worked in an office. I worked hard. Saved my dough. Paid off my mortgage, Took redundancy. I'm married, but I don't have kids. I've never owned a car. Never had a driving lesson. Never wanted a big house. Live in a flat (nice part of town mind...). And, I've come out the other end. I get a pension & I'm spending my savings. Because I'm going to die eventually.
The maths is simple. You don't earn a fortune as a civil servant. And you retire on a fraction of what you were earning. To be vulgar, my gross, before tax, "income" is £21k. My wife has a phrase when we're abroad doing football, cricket & beer. "Everyone has got to be somewhere". What she means is - if you're spending money on food, drinks, trains, buses & petrol - you might as well be doing that in South Korea as Sheffield. If I spend 7 grand on a 10 week trip, 8 weeks at home, shopping at Aldi puts me on break even. Honestly, I don't quite get why other people don't see it that way. I know that view upsets some people.
I seem to be able to do a lot with not very much - best way I can explain it. Everyone should have a go....
I have not won the Euromillions, nor inherited any money.