I agree with you but in other areas we've got good cover.
LB: Taylor, Stewart (Naysmith)
RB: Walker, France (Geary)
LM Treacy, Reid,
RM, Cotterill, Ward, Little, France
Walker could always move into the middle if need be but you are quite correct, we are short at the back and up top. The worry is, and I posted it earlier today but it's difficult to keep track of posts on here - a lot can happen between now and when the loan window reopens. We must hear it atleast once a season that we have a loan player lined up and are just waiting for the International Break to finish and he's ours, then half their team gets injured and they keep him! It happened with Mokoena & Brown last season.
Also, If we accept that Killa & Morgs are only going to be moved if either is injured/ suspended then a loanee would only be coming in as cover, which I imagine the loaning club and the player himself wouldn't be too happy with. I expect we'll leave CB alone unless we're forced into it. Upfront, the forward positions are less stable and I guess a loanee striker would get a decent amount of game time, even if it's coming off the bench.
