- Admin
- #1
It's that time of year again, when the club are after your money for the following season.
For some, this appears to come as a complete and devastating shock every March and they play bloody hell about how they're going to afford it like it's somehow United's fault, even when the cost is exactly the same as last year so shouldn't have been a great surprise. The Club will attempt to accommodate the unprepared by offering a monthly payment credit scheme at a cost.
It's too late for this year, but as a responsible forum admin, I feel it within my authority to let you in on a little secret - that there is another way to pay for your season ticket come next renewal time which doesn't cost you extra and will actually... du du doooo... earn you enough to buy a pint.... or even two if you're in Wetherspoons.
I know it's frightfully old fashioned, but how about taking a bit of personal responsibility and... saving up for your season ticket?
Set up a standing order, so that every month a set amount of money comes out of your account and goes off to the bank where they will actually pay you (slightly) for the priveledge of having your money! A revolutionary concept, I know.
And in most cases you can't touch it, meaning it sits there, accumulating all year until March when you have all your monthly deposits to buy your season ticket.
For example:
£480 is 12 payments of £40 - at 4% a BR taxpayer would earn £8.28 interest
£450 is 12 payments of £37.50 - at 4% a BR taxpayer would earn £7.76 interest
£300 is 12 payments of £25 - same details as above = £5.17 interest
So, here are the best regular savings accounts, courtesy of Moneysavingexpert: http://www.moneysavingexpert.com/savings/best-regular-savings-accounts
Existing First Direct Customers - 6% on monthly deposits between £25 and £250 with no withdrawals/missed payments.
Existing HSBC Customers - 4% on monthly deposits between £25 and £250 with no withdrawals/missed payments.
Existing Saffron Building Society Customers - 4% on monthly deposits between £10 and £200 with withdrawals allowed.
Norwich and Peterborough Building Society - 4% on monthly deposits between £1 and £250 with no missed payments but one withdrawal allowed per year.
I would mention 0% credit cards too, but I fear if saving requires too much discipline, a credit card might not be the best plan. However, in the interests of balance, here you are:
http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards
For some, this appears to come as a complete and devastating shock every March and they play bloody hell about how they're going to afford it like it's somehow United's fault, even when the cost is exactly the same as last year so shouldn't have been a great surprise. The Club will attempt to accommodate the unprepared by offering a monthly payment credit scheme at a cost.
It's too late for this year, but as a responsible forum admin, I feel it within my authority to let you in on a little secret - that there is another way to pay for your season ticket come next renewal time which doesn't cost you extra and will actually... du du doooo... earn you enough to buy a pint.... or even two if you're in Wetherspoons.
I know it's frightfully old fashioned, but how about taking a bit of personal responsibility and... saving up for your season ticket?
Set up a standing order, so that every month a set amount of money comes out of your account and goes off to the bank where they will actually pay you (slightly) for the priveledge of having your money! A revolutionary concept, I know.
And in most cases you can't touch it, meaning it sits there, accumulating all year until March when you have all your monthly deposits to buy your season ticket.
For example:
£480 is 12 payments of £40 - at 4% a BR taxpayer would earn £8.28 interest
£450 is 12 payments of £37.50 - at 4% a BR taxpayer would earn £7.76 interest
£300 is 12 payments of £25 - same details as above = £5.17 interest
So, here are the best regular savings accounts, courtesy of Moneysavingexpert: http://www.moneysavingexpert.com/savings/best-regular-savings-accounts
Existing First Direct Customers - 6% on monthly deposits between £25 and £250 with no withdrawals/missed payments.
Existing HSBC Customers - 4% on monthly deposits between £25 and £250 with no withdrawals/missed payments.
Existing Saffron Building Society Customers - 4% on monthly deposits between £10 and £200 with withdrawals allowed.
Norwich and Peterborough Building Society - 4% on monthly deposits between £1 and £250 with no missed payments but one withdrawal allowed per year.
I would mention 0% credit cards too, but I fear if saving requires too much discipline, a credit card might not be the best plan. However, in the interests of balance, here you are:
http://www.moneysavingexpert.com/credit-cards/best-0-credit-cards
