Yep... and with 35 in the squad we're unlikely to have a great deal available... so we have to trim that to make more money available.
But, if you've chucked 20 million into a project that didn't succeed, and you're not willing to chuck any more in for the next phase of the project then how would you get your 20 million back?
When buying into this game, you have to be prepared to continue the support. You start out by understanding the risks, understanding the possible outcomes and understanding the costs involved over a period of time, and you don't get involved unless you can afford to deal with all that.
One thing is absolutely for sure. Not investing in acquiring the best players for your level is a guaranteed way of chucking away the money permanently. Selling the best players is a way of not investing.